2022最新Certified Anti-Money Laundering Specialist (CAMS) Exam 試験問題集|ktest
Certified Anti-Money Laundering Specialist (CAMS) 資格は、AML 認定のゴールド スタンダードと見なされています。 CAMS認定は、広く認知されている唯一のアンチマネーロンダリング認定です。 ktest チームは、最新の Certified Anti-Money Laundering Specialist (CAMS) 試験問題集を新たに更新し、実際の CAMS 試験の質問と回答を練習して、自信を持って CAMS 認定試験を受験できるようにしました。 Certified Anti-Money Laundering Specialist (CAMS) Exam 試験問題集をよく勉強すれば、Certified Anti-Money Laundering Specialist 試験に最初の受験で合格できることを保証します。
Certified Anti-Money Laundering Specialist (CAMS) の質問と解答を共有します
1.An organization uses an automated surveillance system that generates a very large volume of anti-money laundering alerts. The monthly volume of alerts has increased over the last year causing the compliance staff to fall significantly behind reviewing the alerts. As a result, the system settings are under review to determine if they are appropriate.
Which action should be included in the evaluation of system settings?
A. Compare settings to organizations within its peer group
B. Flag filters with no history of generating an alert for removal
C. Review parameter settings based on the latest risk assessment
D. Calibrate parameters based on staffing capabilities to clear alerts
Answer: C
2.An institution has made the decision to exit a client relationship due to anti-money laundering concerns. Prior to starting the close out process, the institution receives a written request from a law enforcement agency to keep the account open. The client is the subject of an ongoing investigation and law enforcement wants the institution to continue to monitor the account and report any suspicious activity.
What is primary consideration the institution should keep in mind when deciding whether to agree to this request?
A. The anticipated cost of complying with the law enforcement request
B. The number of suspicious transaction reports previously filed on the client
C. The fact that the institution has a solid record in complying with law enforcement requests
D. Whether the institution can continue to meet its regulatory obligations with the accounts open
Answer: D
3.Which of the following represents the first Financial Action Task Force initiative?
A. The 40 Recommendations on Money Laundering
B. The Report on Non-Cooperative Countries and Territories
C. The Report on Money Laundering Typologies
D. The Special Recommendations on Terrorist Financing
Answer: D
4.Which two statements in the Wolfsberg Group’s “Suppression of the Financing of Terrorism” define the role financial institutions should play in the fight against terrorism? (Choose two.)
A. Financial institutions need to assist competent authorities in fighting terrorist financing through prevention, detection and information sharing.
B. Financial institutions need to continuously analyze the types of activity related to terrorist financing and develop models that in the long term will drive down terrorism.
C. Financial institutions should have financial intelligence units dedicated to the investigation of activity that would lead to the detection of terrorist financing as a means to decrease global terrorism.
D. Financial institutions should apply extra due diligence whenever they see suspicious or irregular activities, especially when customers are engaged in sectors or activities that have been identified by competent authorities as being used for the financing of terrorism.
Answer: A,D
5.What should senior management do in order to promote a culture of anti-money laundering compliance?
A. They should include compliance with AML procedures as condition of employment
B. They should attend all training sessions with front-line employment
C. They should have close ties with the independent auditors of the AML program
D. They should base employee compensation on the amount of suspicious activity they detect
Answer: A
6.To guard against acquisition or control of a financial institution by money launderers or their associates, what should supervisory agencies require?
A. Adequate surety bonds, cash deposits, or equivalencies
B. Comprehensive compliance programs
C. Prospective owners have prior experience in the area of finance
D. Thorough due diligence on prospective owners
Answer: D
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